Finances & Insurance

Budget Breakdown: Howell Dental Financing & Insurance

Don’t let financial constraints compromise your dental health. While navigating the world of dental expenses can feel overwhelming, there are countless financing options and insurance plans available to help you. Sincere Smiles Dental can provide you with a roadmap to funding dental care so you can prioritize your oral health without breaking the bank. Your smile deserves the best.

Insurance: Your Smile, Covered

Navigating dental insurance can feel like a maze, but don’t worry—we’re here to make it a breeze. At Sincere Smiles Dental, we gladly accept most PPO insurance plans so that you can unlock the maximum benefits. Our knowledgeable staff is always eager to help you decipher your coverage and assist with filing claims, ensuring you get the care you deserve.

To empower you even further, we provide resources that clarify your options. Plus, we focus on preventive care throughout the year, which can save you from costly procedures later on. If you’re considering a treatment that may not be fully covered, our team can help you explore additional options to keep dental care within reach.

Insurance Carriers In Network:

  • Aetna® PPO
  • Aflac®
  • Ameritas Life Insurance Company®
  • Beam®
  • Blue Cross Blue Shield® PPO (All states)
  • Cigna® DPPO
  • Delta Dental® (All States)
    • PPO
    • Premier
    • Medicare Advantage
  • Guardian® Dental Guard Preferred
  • Kansas City Life®
  • Lincoln Financial®
  • Mutual of Omaha®
  • Principal®
  • Reliance Standard
  • Sunlife Financial
  • Team Care®
  • United Concordia®
  • Unum®
  • MetLife® PDP Plus 
  • Zelis® (Third-Party Payor) 

Insurance Carriers Out of Network:

  • Aetna® Medicare Advantage
  • Blue Cross Blue Shield® Medicare Advantage
  • Cigna® Medicare DPPO 
  • Humana®
  • United Healthcare®

Payment Plans: Financing Made Easy

Not everyone has dental insurance, and that’s okay! To ensure you receive care without financial strain, we’ve partnered with Sunbit, Cherry, and CareCredit® to offer flexible payment plans. These options provide you with the freedom to spread out the cost of your treatment over manageable monthly payments. With these plans, you can choose the repayment terms that best fit your budget, allowing you to prioritize your dental health without the stress of a large upfront payment.

Whether it’s a routine checkup or a more extensive procedure, we’re committed to making dental care affordable for all our patients. Each payment plan is transparent and straightforward, with no hidden fees, so that you can focus on your treatment rather than your finances. Our Howell dental team is here to help you understand these options and find the best fit for your needs.

No Insurance? No Problem!

Enjoy The Perks Of Our Sincere Smiles Dental Membership

SINGLE

$299/yr

INCLUDES

DUAL

$399/yr

INCLUDES

FAMILY OF THREE

$499/yr

INCLUDES

+100 per family member (Family member includes anyone living in your household)

PERIODONTAL

$499/yr
SINGLE

INCLUDES

Smile Smart with Several Ways to Pay

You shouldn’t have to choose between oral health and financial health. At Sincere Smiles Dental, we do everything in our power to help you balance costs while maintaining your smile. Don’t hesitate to reach out to our Howell, MI, dentist with questions about our insurance acceptance, financing partners, or in-house membership plans. We’ll make sure you have the tools and knowledge necessary to make the best financial decision for your oral health care.